It may not be fun to think about what will happen if you need long-term care in the future, but planning early can have big benefits. If you plan ahead, you can investigate the many service options available, so you can decide what is right for you. Also, because long-term care is so expensive, planning early may allow you to save assets that might have otherwise been spent on long-term care. With these assets, you may be able to maintain your quality of life and may even be able to pass something on to your heirs. For some more reasons to start planning now, click here .